Asbestos in Vermiculite Insulation

Vermiculite is a mineral sometimes used for attic and wall insulation. It has a granular, shiny appearance similar to quartz flakes or mica. The EPA estimates that about 70% of the vermiculite mined in the US until 1990 came from a mine in Libby, Montana that contained asbestos. The vermiculite insulation taken from this mine was contaminated with asbestos. The EPA states that if you find vermiculite insulation in your home you should assume it is contaminated with asbestos.​

Exposure to asbestos increases your risk of developing lung disease. In general, the greater the exposure to asbestos, the greater the chance of developing harmful health effects. Disease symptoms may take many years to develop following exposure.

Home buyers and sellers may not be aware of vermiculite insulation inside a home. It be may hidden under floorboards, inside walls, or under fiberglas insulation in attics. One indication of vermiculite may be the appearance of pebble sized silver-gold material on the floors of the home - it can "leak" out of the walls and ceilings through small gaps like electrical outlets and overhead lights.

Any disturbance of this insulation could potentially release asbestos fibers into the air. If you absolutely have to go in your attic and it contains vermiculite insulation, you should limit the number of trips you make and shorten the length of those trips in order to help limit your potential exposure.

The EPA recommends that you:
  • Leave vermiculite insulation undisturbed in your attic or in your walls.
  • Do not store boxes or other items in your attic if it contains vermiculite insulation.
  • Do not allow children to play in an attic with vermiculite insulation.
  • Do not attempt to remove the insulation yourself.
  • Hire a professional asbestos contractor if you plan to remodel or conduct renovations that would disturb the vermiculite in your attic or walls to make sure the material is safely handled and/or removed.

A majority of the contaminated vermiculite distributed in this country was sold under the name "Zonolite". The Zonolite Attic Insulation Trust was created for the benefit of homeowners with the ZONOLITE brand of vermiculite attic insulation. Specifically, Trust funds are used to reimburse homeowners a portion of their cost to remove or contain Zonolite attic insulation. You can go to the ZAI Trust website for more information.

Looking for an independent Connecticut Home Inspector? Contact Allied Home Inspections LLC - "Inspected Once, Inspected Right!" 
​How can I tell if I have vermiculite insulation that contains asbestos?
Because it is estimated that 70% of all vermiculite insulation produced in the US was from the Libby mine, you should assume that any vermiculite insulation you encounter contains asbestos and take precautions. Testing of vermiculite insulation for the presence of asbestos fibers can be performed by specialty laboratories, however testing can be very expensive and may give false results depending on the methods used. We also do not recommend opening walls, ceilings, or floors to look for vermiculite insulation. If vermiculite is present in any of these spaces, it is best left undisturbed.